About Us

About Merchant Industry

Merchant Industry provides credit card merchant services for every payment component that a merchant may need to accept non-cash modes of payment online and offline.
We are a credit card processing/merchant services company in business for 16 years. With over $10 billion in annual card processing volume and over 25,000 merchants nationwide, currently processing with Merchant Industry/Swipe4Free today, we are your best choice.
Merchant Industry started out in a small one room office space in 2007 and expanded to a large operation with offices in multiple locations. The explosive growth experienced in the years after its founding culminated in the naming of Merchant Industry to INC’s 2013 list of the 5000 fastest-growing private companies in the country.
We have developed dozens of processing solutions and myriad tools available for use by businesses from the smallest mom and pop operation to the largest multiple location businesses nationally. Merchant Industry has been the recipient of multiple awards and generous recognition from the banks and processing platforms that it works with.

Comprehensive Merchant Services

We take traditional credit card merchant services to a next level and enable you to accept payments in nearly any currency and preferred payment method globally. You’ll accept Visa, MasterCard, American Express, JCB, China UnionPay, and many more possible payment solutions with our merchant services.

Set Up a Proper Installation Processing System That Saves Money and Protects Client Data

  • Work with our experts and list your business needs
  • Select a type of payment technology which is suitable for your business options including mobile processing, merchant service credit card processing and more
  • Secure data standard with PCI Compliance

How We Help with Credit Card Payment Services

We perform as consultants to educate our merchants. We provide economical solutions that are proven to enhance your bottom-line profits. We are a single source solution for all your credit card processing and electronic payment needs. Our company provides outstanding customer support and merchant services. We also provide personal attention to all our merchants by providing live customer service and support. Your small-scale business is as important to us as it is to you. Small businesses are what make a group of communities vibrant.

About Me

I’m Eli Sadownick, an independent sales agent for Merchant Industry.

I spent over 25 years as a healthcare management consultant for a multi-billion-dollar company before I was laid off after the dot-com bust of 2000. After a stint as a marketing consultant, I decided I needed to find another way to earn and answered an ad on Craig’s List for a telemarketing job in the credit card industry. The people I met were interesting and had a good organization, so I stuck around. I started by making phone calls to solicit statements and was promoted to sales in 4 months. I’ve been selling credit card processing ever since. That was nearly 14 years ago.

Do You Have Any of These Problems?

What I like about this business is that it gets me in front of all sorts of people and gives me an opportunity to help small businesses solve some of their problems. And when a business has a problem with its credit card processing, it can really hurt: whether it’s a terminal that stops working; the realization that the fees they’re paying every month have been creeping up for no apparent reason; someone sold them a POS system that doesn’t quite perform as promised; or they want to do some renovation but their credit is too poor to get a bank loan or they’ve got good credit, but the paperwork approval will take a month longer than they’re willing to wait; or they’re kept on hold for nearly an hour when they call customer service

How I Can Help?

I can help with all those things, such as: a terminal that uses the latest technology, including, for example, near-field communication so customers can tap and pay, a mobile phone swiper or an Internet gateway for ecommerce transactions; lower rates or, perhaps, no monthly fees at all; a POS system specifically tailored to their business; or a cash advance that’s repaid off their credit card receipts – with no penalties for late payments, and even — sometimes — no interest. All with rapid, responsive customer service.

I’m married with three grown children. My wife and I celebrated out 36th anniversary in March of 2023. We live in an over 55 community in Central NJ. I look forward to hearing from you to see how I can help you get a better deal on your credit card processing and improve your bottom line.

How I Can Help

I can help with all those things, such as: a terminal that uses the latest technology, including, for example, near-field communication so customers can tap and pay, a mobile phone swiper or an Internet gateway for ecommerce transactions; lower rates or, perhaps, no monthly fees at all; a POS system specifically tailored to their business; or a cash advance that’s repaid off their credit card receipts – with no penalties for late payments, and even — sometimes — no interest. All with rapid, responsive customer service.

I’m married with three grown children. My wife and I celebrated out 36th anniversary in March of 2023. We live in an over 55 community in Central NJ. I look forward to hearing from you to see how I can help you get a better deal on your credit card processing and improve your bottom line.

The Guarantee

If at any point you decide that Swip4Free is not right for your business, we will switch you back to traditional credit card processing at a reduced rate